Kem

Kem is a fintech company based in Abu Dhabi, United Arab Emirates, founded in 2022. It operates as a financial services platform that focuses on peer-to-peer payments, crypto management, and digital banking tools. Kem primarily serves users in Kuwait, the GCC, and the broader Middle East, aiming to simplify money transfers and enhance financial inclusion for underbanked populations. The Kem app allows users to send and receive various currencies, including USD, USDT, Bitcoin, and local currencies, with features for instant global remittances. Users can also access Kem Infinity Cards for spending, which offer real-time crypto-to-fiat conversion.